As a real estate expert with extensive experience in property valuation, I can provide you with a comprehensive answer to your question about whether appraisers take pictures of your home.
First and foremost, it is important to understand the role of an appraiser in the real estate process. An appraiser is a professional who assesses the value of a property based on various factors such as location, size, condition, and comparable sales in the area. They are often hired by lenders, sellers, or buyers to provide an unbiased opinion of a property's value.
Now, let's address the main question: Do appraisers take pictures of your home? The answer is yes, in most cases, appraisers do take pictures of the property they are evaluating. There are several reasons for this:

1. Documentation: One of the primary reasons appraisers take pictures is to document the condition of the property. This can be particularly important in cases where the property is being refinanced or sold, and the lender or buyer wants to ensure that the property is in good condition.

2. Compliance with Client Requirements: As mentioned in the client requirement you provided, some clients, particularly lender clients, require at least one photo of every single room in the property. This is to ensure that the appraisal report is thorough and accurate, and that the lender has a visual record of the property's condition.
3. **Selection of Comparable Properties (Comps)**: Appraisers use photographs to help them identify and select comparable properties in the area. By having a visual reference, they can make more informed decisions about which properties are truly comparable to the subject property.

4. Adjustments to Property Value: The photographs can also help the appraiser make adjustments to the property's value based on its condition. For example, if the property has significant wear and tear or requires major repairs, the appraiser may make a downward adjustment to the value.

5. Memory Aid: Lastly, photographs can serve as a memory aid for the appraiser. It can be challenging to remember the details of every property they evaluate, especially if they are working on multiple appraisals at once. Having photographs on hand can help them recall the specifics of the property when they are preparing their report.
It is worth noting that the extent to which appraisers take photographs can vary. Some may take only a few select photos, while others may take dozens. The specific requirements for photography can also vary depending on the client's instructions and the appraiser's professional judgment.
In conclusion, while it is not a hard and fast rule that appraisers will take pictures of every single aspect of your home, it is a common practice that serves several important purposes in the appraisal process. By understanding the reasons behind this practice, you can feel more confident in the appraisal process and the accuracy of the property's valuation.
read more >>

Client Requirement: The truth is some clients require interior photos. In fact, lender clients usually require at least one photo of EVERY single room. ... The photos can of course help the appraiser when choosing comps and making adjustments, but they can also help the appraiser remember what the house was like.Sep 8, 2015read more >>