As an expert in labor economics and wage policies, I can provide an in-depth analysis of the average monthly earnings of a person working on minimum wage. It's important to note that the figures can vary significantly depending on the country and the specific region within that country due to differences in cost of living, taxation, and minimum wage laws. However, I will provide a general overview based on the United States as an example, and then we can explore some variations.
The minimum wage in the United States is determined at both the federal and state levels. As of my last update, the federal minimum wage is $7.25 per hour. However, some states have their own minimum wage rates that are higher than the federal rate, and workers are entitled to the higher of the two rates.

To calculate the average monthly earnings, we need to consider the number of hours worked in a typical month. Assuming a full-time workweek of 40 hours, we can calculate the weekly earnings and then annualize it to get the monthly figure.

Step 1: Calculate Weekly Earnings
- Weekly Earnings = Hourly Wage x Hours per Week
- For a $7.25/hour minimum wage, the weekly earnings would be:
\[ 7.25 \text{ USD/hour} \times 40 \text{ hours/week} = 290 \text{ USD/week} \]

Step 2: Calculate Annual Earnings
- Annual Earnings = Weekly Earnings x Weeks per Year
- Assuming 52 weeks in a year, the annual earnings would be:
\[ 290 \text{ USD/week} \times 52 \text{ weeks/year} = 15,080 \text{ USD/year} \]

Step 3: Calculate Monthly Earnings
- Monthly Earnings = Annual Earnings / 12 months
- The monthly earnings before taxes would be:
\[ \frac{15,080 \text{ USD/year}}{12} \approx 1,256 \text{ USD/month} \]

However, the figure you provided includes deductions for Social Security and Medicare taxes. These are payroll taxes that come off the top of a worker's paycheck. The combined rate for Social Security (6.2%) and Medicare (1.45%) is 7.65%. Let's calculate the take-home pay after these deductions.

**Step 4: Calculate Take-Home Pay After Taxes**
- Take-Home Pay = Annual Earnings - (Annual Earnings * Tax Rate)
- The take-home pay would be:
\[ 15,080 \text{ USD/year} - (15,080 \text{ USD/year} \times 0.0765) \approx 13,926.38 \text{ USD/year} \]

Step 5: Calculate Monthly Take-Home Pay
- Monthly Take-Home Pay = Take-Home Pay / 12 months
- The monthly take-home pay would be:
\[ \frac{13,926.38 \text{ USD/year}}{12} \approx 1,160.53 \text{ USD/month} \]

It's important to remember that this is a simplified calculation and does not take into account other factors such as income tax, which can vary greatly depending on the individual's total income and filing status. Additionally, some workers may receive tips or work overtime, which can significantly increase their earnings.

Now, let's move on to the translation of the response into Chinese.

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The weekly take-home pay for a 40-hour-a-week minimum-wage employee, after Social Security and Medicare taxes. That adds up to $13,926.38 per year, or just over $1,150 per month. The commonly cited minimum wage annual salary for a 40-hour-a-week worker is $15,080 -- before taxes.Sep 24, 2014read more >>