As an expert in international currencies and economies, I'm here to provide you with detailed information about the money used in Croatia. The official currency of Croatia is the Croatian Kuna, which is represented by the currency code HRK and the symbol kn. The Kuna has been the national currency since May 30, 1994, when it replaced the Yugoslav Dinar at the time of Croatia's independence.

The Croatian Kuna is named after a small, long-haired dog breed known as the "Kuna" which is native to Croatia. This unique name reflects the country's cultural heritage and distinctiveness. The Kuna is subdivided into 100 smaller units called "lipa," which is also the name of a type of linden tree.

### Exchange Rates and Conversion
When it comes to exchange rates, the most popular conversion is indeed the HRK to EUR rate, as the Euro is a common reference currency for many international transactions. Exchange rates fluctuate constantly due to various economic factors, including inflation rates, interest rates, and market sentiment. It is always advisable to check the most current exchange rates before making any currency exchanges.

### Banknotes and Coins
The Croatian National Bank (Hrvatska Narodna Banka) is responsible for issuing and regulating the Kuna. Banknotes are available in denominations of 10, 20, 50, 100, 200, 500, and 1000 Kuna. Each banknote features a portrait of a notable Croatian individual and elements of the country's culture or history.

Coins, on the other hand, come in denominations of 1, 2, and 5 Kuna, as well as 1, 2, 5, 10, 20, and 50 lipa. The coins are made of various metals, with the higher denominations being made of a combination of metals to distinguish them.

### Economy and Currency Stability
Croatia has a mixed economy that is transitioning from a market economy to a service-based economy. The country is a member of the European Union (EU) since July 1, 2013, and is also a candidate for the adoption of the Euro as its currency. The Kuna's stability is closely tied to the country's economic performance and its integration with the EU's economic policies.

### Currency Use in Transactions
In everyday transactions, both cash and non-cash payments are common in Croatia. While cash is widely accepted, there has been a gradual shift towards electronic payments, especially in urban areas. Credit cards are accepted in many places, but it's always good to have some cash on hand for smaller establishments or in more rural areas.

### Travel and Currency Exchange
For tourists and visitors, it's important to know that while the Kuna is the only legal tender in Croatia, many places, especially those frequented by tourists, also accept Euros. However, it's generally more cost-effective to exchange money into Kuna upon arrival to get the best rates.

### Final Thoughts
Understanding the currency of a country is essential for anyone planning to travel or conduct business there. The Croatian Kuna is a stable currency that reflects the country's economic progress and its aspirations for deeper integration with the EU. Whether you're a visitor or a businessperson, being familiar with the Kuna and its exchange rates will help you navigate the Croatian economy with confidence.

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Croatian KunaThe Croatian Kuna is the currency of Croatia. Our currency rankings show that the most popular Croatia Kuna exchange rate is the HRK to EUR rate. The currency code for Kuna is HRK, and the currency symbol is kn. Below, you'll find Croatian Kuna rates and a currency converter.read more >>